It took me 6 days to obtain the title to my Jetta from VW Credit. I got a cashier’s check from my bank for the remainder of my loan, printed a payoff quote from the website, overnighted them both to VW, and paid extra for them to send the title back via FedEx.
I now have the pleasure of owning the first car I’ve completely paid for on my own, and will bask in this anti-climactic feeling for a full 5 weeks before I sign it over to a new driver!
I’m completely debt-free at this point, for probably the first time in 13 years. Saving for my backpacking trip around the world has taught me to be financially disciplined, a trait I hope to carry with me for the rest of my life.